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Growing up as a Mexican Canadian, I often found myself between two worlds and two families. The first was in my hometown of Montreal, Canada, where I’d go to school, work a part-time job, and socialize for eleven and a half months of the year. I’d be around other Canadians who had a similar family environment, even if most of us originated from different ethnic backgrounds. But in the last two weeks of each year, my mother would take me and my brother to see my grandmother in Mexico City . There, I’d be met with a different set of house rules and cultural norms I didn’t get from my Canadian side. Here’s what I learned about the differences between Mexican and Canadian families: Whenever I land in Mexico, I get a call from my grandmother asking when I’d be at the house. Once I knock on the door, there’s always an uncle, aunt, or cousin who just “happened to be in the area” ready to greet me, catch up, and then take me out for tacos somewhere. Mexicans seem to have an almost permanent open door policy when it comes to family members, close friends and neighbors, which makes it nearly impossible to get any privacy if you’re an ambivert like myself who sometimes needs to recharge his social batteries. Want to check out a new taqueria? Your cousins have probably gone before and are happy to take you there. Want to watch something on TV? Your grandmother, parents, and some aunts and uncles will ask you what show and sit next to you on the couch. If I decide to write an article by myself at a café in Roma Norte, somehow a family member will find out and ask why I didn’t invite anyone to tag along. On the other hand, I usually don’t see most of my extended Canadian family often unless it’s a holiday period. During the normal mundane days of the year, Canadians will focus their attention on work responsibilities and feel comfortable watching Netflix alone or sitting in a café with a laptop and headphones. Chances are, not many relatives from my Canadian side will know exactly what I did throughout the year unless I posted constantly on social media and went viral. The difference between what I experienced in Mexico is stark. But Mexicans also love chisme , so I like to joke that it’s one reason why they’re a lot closer than Canadians. What’s the point of having an uncle who got ripped off at a flea market or a second cousin who got engaged if you can’t find out and go over every little detail, right? It’s not uncommon in my Canadian household and in many others that I’ve encountered to find everyone in the family dynamic eating in separate rooms. Maybe the mother eats in the kitchen with her phone open, the father eats in front of the television because there’s a hockey or football game and the children eat in their bedrooms. Different work schedules and fast food options also tend to affect the lost family tradition of gathering around the dinner table. I’ve had days when I’d finish work at 5:00 p.m. but get a quick poutine at a nearby restaurant because I knew I wouldn’t be home until around 8:00 p.m. due to rush hour traffic in the metro and highway. If you are around Montreal on a weekday, you’ll see restaurants filled with people having an early dinner with colleagues or by themselves. You’ll rarely see them with their immediate or extended families. But with my Mexican family, I’ve noticed there’s more importance on making time for good food, conversation and quality time with loved ones. You can’t get away with taking a plate into your room to eat and watch YouTube videos alone on your bed. In Mexico, making someone a meal and sharing food is how we show and express gratitude. It’s how we foster strong connections that go beyond the culinary delights. Every Monday, Wednesday, Friday, and Sunday in particular, my Mexican side has made it an obligation to make time for family dinners no matter what’s happening in our lives. As I’ve travelled and befriended other Mexicans, I’ve noticed the heart of their family is also at the dinner table. It’s wholesome, universal, and something I wish we had more of in Canada. Mexican people work hard. But we do so in order to live — we don’t live to work like in Canada. If you’re with family at a wedding, a ten-year-old’s birthday party, or celebrating a religious holiday or family milestone, your family expects you to be present for those special occasions, not thinking about replying to an email or your Monday workload. If I can’t make it to a cousin’s wedding in Canada, all I have to do is explain why and wish them the best. If we’re really close, I promise to make up for it with a nice dinner, and often that’s more than enough. But when I couldn’t attend my Mexican cousin María’s wedding five years ago, the questions I got were relentless and almost dramatic. “What are you doing that’s more important?” my aunt texted me on WhatsApp. “You grew up together. She loves you, and so do we. Please, come! Explain to your boss.” I can go on, but you get the idea. Other than the dinner table, life events within a Mexican family are crucial to nourish relationships. When I went to another Mexican family wedding two years ago, we partied literally all night, took lots of photos, and danced nonstop — quite the difference from Canadian events. It’s another way to show love in Mexican culture. Keeping up appearances matters because it demonstrates that you care. It’s fair to say Mexican families are full of personalities, core values, little dramas, and endless affection for those they love. But I wouldn’t have it any other way. If my thoughts on Mexican and Canadian families struck a chord with you, or if you have a similar bicultural experience, why not let us know in the comments? Ian Ostroff is an indie author, journalist, and copywriter from Montreal, Canada. You can find his work in various outlets, including Map Happy and The Suburban. When he’s not writing, you can find Ian at the gym, a café, or anywhere within Mexico visiting family and friends.
ASX set to edge up as Wall Street grinds higher
Formula 1 expands grid to add General Motors' Cadillac brand and new American team for 2026 seasonNEW YORK , Nov. 25, 2024 /PRNewswire/ -- The global benefits administration service market size is estimated to grow by USD 144.7 billion from 2024-2028, according to Technavio. The market is estimated to grow at a CAGR of 3.09% during the forecast period. Increasing focus on employee wellness is driving market growth, with a trend towards increased adoption of automation in benefits administration services. However, high cost of software acquisition and implementation poses a challenge. Key market players include Automatic Data Processing Inc., Alight Solutions LLC, Aon plc, Bamboo HR LLC, Benefit Administration Services LLC, Benefitfocus.com Inc., Businessolver.com Inc, Cognizant Technology Solutions Corp., Dayforce Inc., Empower Annuity Insurance Co. Of America, ZenPayroll Inc., HS and BA, Insperity Inc., Justworks Inc., Mercer LLC, Namely Inc., National PEO, Navia Benefit Solutions Inc., Paychex Inc., SEB Administrative Services Inc., TriNet Group Inc., Willis Towers Watson Public Ltd. Co., and WNS Holdings Ltd., Marsh & McLennan Companies, Automatic Data Processing, Inc., Ceridian HCX, Ultimate Kronos Group, Zenefits Key insights into market evolution with AI-powered analysis. Explore trends, segmentation, and growth drivers- View Free Sample PDF Market Driver The Benefits Administration Service market assists businesses in managing employee benefits programs effectively. This includes processing claims, maintaining records, and ensuring compliance with regulations. By outsourcing this function, companies can save time and resources, focus on core business activities, and offer competitive benefits packages to attract and retain talent. Additionally, these services provide access to economies of scale, advanced technology, and expert knowledge, enhancing overall efficiency and productivity. The Benefits Administration Service market is experiencing significant growth, particularly among large businesses seeking to streamline their Employee Benefits Programs. Self-service portals and HR outsourcing partners are becoming popular solutions, allowing HR teams to manage benefit packages and employee eligibility through user-friendly interfaces. Manufacturing companies are increasingly adopting software platforms for Employee Benefit Administration, enabling automated solutions for compliance tracking and plan customization. Self-administration portals offer benefits like plan selection, enrollment, eligibility verification, and reporting, all with real-time data access. Wellness initiatives, retirement plans, health insurance, and compliance deadlines are easily managed through these platforms. AI and automation are key trends, reducing overhead costs and ensuring data security measures are in place. Integration capabilities and workflows further enhance the efficiency of Benefits Administration processes. Effective communication and plan customization are essential for employee engagement and satisfaction. Request Sample of our comprehensive report now to stay ahead in the AI-driven market evolution! Market Challenges The Benefits Administration Service market assists businesses in managing and delivering employee benefits effectively. It streamlines processes, ensuring compliance with regulations and reducing administrative burdens. This service enhances employee satisfaction by providing a user-friendly platform for benefit enrollment, management, and communication. It also offers valuable insights through data analytics, enabling informed decision-making for HR and finance teams. By outsourcing benefits administration, companies can focus on their core business activities while ensuring their employees have access to comprehensive benefits packages. The Benefits Administration Service market is experiencing significant growth as businesses of all sizes seek to enhance their employee benefits offerings. Cloud-based solutions are popular due to their flexibility and cost-effectiveness, allowing for customization and automation of HR-related tasks. Small businesses and start-ups benefit from subscription-based pricing models, while medium-sized and large businesses require more advanced features like self-service portals, mobile solutions, and compliance support. Employee wellness is a key focus, with digital solutions offering real-time access to benefits information, improving employee experience and engagement. On-premise software is still used by some, but cloud-based alternatives offer streamlined processes, reducing administrative overhead and manual errors. Multinational companies and technology firms require advanced HRIS and HR systems for managing employee entitlements and global compliance. Small agencies and business management software providers offer solutions tailored to specific industries, ensuring control over security and patch management. The shift to cloud-based and digital solutions enables regular access to benefits information, improving employee happiness and engagement, and reducing the need for extensive upfront commitment or long-term use. Discover how AI is revolutionizing market trends- Get your access now! Segment Overview This benefits administration service market report extensively covers market segmentation by 1.1 Core benefits administration 1.2 Ancillary benefits administration 1.3 Integrated benefits administration 2.1 Employers 2.2 Insurance companies 2.3 Government agencies 2.4 Third-party administrators (TPAs) 2.5 Brokers and consultants 3.1 North America 3.2 Europe 3.3 APAC 3.4 Middle East and Africa 3.5 South America 1.1 Core benefits administration- The benefits administration service market encompasses various segments, including health insurance, retirement plans, life insurance, and disability insurance. The health insurance segment holds a significant position, facilitating efficient management of healthcare benefits for individuals and employees worldwide. Employers and organizations seek innovative solutions to simplify health insurance enrollment and management, leading to the demand for comprehensive benefits administration services. Advanced technologies, such as AI and data analytics, are utilized to streamline claims processing, identify cost-saving opportunities, and offer personalized health insurance recommendations. The retirement plans segment plays a crucial role in managing future financial security, with a focus on administering retirement benefits like 401(k) plans and pension plans. Employers and individuals require efficient solutions to navigate the complexities of retirement planning, leading to the adoption of technology-driven platforms for seamless enrollment, contribution management, and investment advice. The integration of digital advice and robo-advisors offers personalized investment recommendations based on individual risk tolerance, financial goals, and retirement timelines. The life insurance segment offers essential financial protection to individuals and their families, focusing on policy enrollment, beneficiary management, claims processing, and premium administration. Advanced technologies are utilized to streamline policy management, enhance the customer experience, and optimize underwriting processes. Data analytics and predictive modeling enable tailored life insurance policies and pricing based on individual risk assessment. The disability insurance segment provides income protection for individuals facing disabilities that limit their ability to work. Technology-driven solutions streamline the claims management process and enhance accessibility of benefits for disabled individuals. Data analytics and predictive modeling are utilized to assess disability claims and optimize support services for disabled individuals, ultimately fostering greater financial security and well-being. In conclusion, the benefits administration service market is experiencing growth due to the increasing demand for efficient and technology-driven solutions in health insurance, retirement plans, life insurance, and disability insurance segments. The adoption of advanced technologies, such as AI and data analytics, and the integration of user-friendly digital platforms are key factors driving the market's growth during the forecast period. Download a Sample of our comprehensive report today to discover how AI-driven innovations are reshaping competitive dynamics Research Analysis Employee benefit administration refers to the process of managing and organizing various benefits programs offered by businesses to their employees. These benefits can include wellness initiatives, retirement plans, health insurance, and more. Effective benefit administration involves managing plan selection, eligibility, customization, and communication, as well as compliance tracking and reporting. Both small and large businesses utilize benefit administration services to streamline HR-related tasks and improve employee-management relations. Business management software, available in both on-premise and cloud-based versions, can help streamline these processes. Medium-sized and large businesses often utilize software platforms for benefits administration, while small agencies may offer these services as part of their HR offerings. Benefits administration processes include eligibility management, plan customization, and compliance tracking to meet various deadlines. Ultimately, the goal is to provide efficient and effective management of employee benefits programs and benefit packages to enhance the overall employee experience. Market Research Overview Employee benefit administration refers to the process of managing and overseeing various benefits offered by employers to their workforce. This includes wellness initiatives, retirement plans, health insurance, and more. The market for benefit administration services caters to businesses of all sizes, from small agencies to multinational corporations. Benefits administration involves plan selection, enrollment, eligibility verification, reporting, communication, and compliance with various regulations. User-friendly interfaces, workflows, integration capabilities, data security measures, AI and automation, and cloud-based solutions are key features of modern benefit administration services. Self-service benefits portals, mobile solutions, and customer service are essential for a positive employee experience. Compliance requirements, administrative tasks, and data administration can be streamlined, reducing overhead costs, manual errors, and improving employee happiness and engagement. Subscription-based pricing models, automation, and self-administration portals are popular trends in the market. Small, medium-sized, and large businesses, as well as manufacturing companies, technology firms, and start-ups, can benefit from these digital solutions. HR systems, HRIS, and business management software offer additional capabilities for HR-related tasks, employee-management relations, and HR office functions. On-premise and cloud-based options are available, with the latter providing regular access and customization options without upfront commitment for long-term use. Table of Contents: 1 Executive Summary 2 Market Landscape 3 Market Sizing 4 Historic Market Size 5 Five Forces Analysis 6 Market Segmentation Service Type Core Benefits Administration Ancillary Benefits Administration Integrated Benefits Administration End-user Employers Insurance Companies Government Agencies Third-party Administrators (TPAs) Brokers And Consultants Deployment Organization Size Geography North America Europe APAC Middle East And Africa South America 7 Customer Landscape 8 Geographic Landscape 9 Drivers, Challenges, and Trends 10 Company Landscape 11 Company Analysis 12 Appendix About Technavio Technavio is a leading global technology research and advisory company. Their research and analysis focuses on emerging market trends and provides actionable insights to help businesses identify market opportunities and develop effective strategies to optimize their market positions. With over 500 specialized analysts, Technavio's report library consists of more than 17,000 reports and counting, covering 800 technologies, spanning across 50 countries. Their client base consists of enterprises of all sizes, including more than 100 Fortune 500 companies. This growing client base relies on Technavio's comprehensive coverage, extensive research, and actionable market insights to identify opportunities in existing and potential markets and assess their competitive positions within changing market scenarios. Contacts Technavio Research Jesse Maida Media & Marketing Executive US: +1 844 364 1100 UK: +44 203 893 3200 Email: [email protected] Website: www.technavio.com/ SOURCE Technavio
President-elect Donald Trump will return to power next year with a raft of technological tools at his disposal that would help deliver his campaign promise of cracking down on immigration — among them, surveillance and artificial intelligence technology that the Biden administration already uses to help make crucial decisions in tracking, detaining and ultimately deporting immigrants lacking permanent legal status. While immigration officials have used the tech for years, an October letter from the Department of Homeland Security obtained exclusively by The Associated Press details how those tools — some of them powered by AI — help make decisions over whether an immigrant should be detained or surveilled. One algorithm, for example, ranks immigrants with a “Hurricane Score,” ranging from 1-5, to assess whether someone will “abscond” from the agency's supervision. The letter, sent by DHS Chief Artificial Intelligence Officer Eric Hysen to the immigrant rights group Just Futures Law, revealed that the score calculates the potential risk that an immigrant — with a pending case — will fail to check in with Immigration and Customs Enforcement officers. The algorithm relies on several factors, he said, including an immigrant’s number of violations and length of time in the program, and whether the person has a travel document. Hysen wrote that ICE officers consider the score, among other information, when making decisions about an immigrant’s case. “The Hurricane Score does not make decisions on detention, deportation, or surveillance; instead, it is used to inform human decision-making,” Hysen wrote. Also included in the government’s tool kit is a mobile app called SmartLINK that uses facial matching and can track an immigrant’s specific location. Nearly 200,000 people without legal status who are in removal proceedings are enrolled in the Alternatives to Detention program, under which certain immigrants can live in the U.S. while their immigration cases are pending. In exchange, SmartLINK and GPS trackers used by ICE rigorously surveil them and their movements. The phone application draws on facial matching technology and geolocation data, which has been used before to find and arrest those using the app. Just Futures Law wrote to Hysen earlier this year, questioning the fairness of using an algorithm to assess whether someone is a flight risk and raising concerns over how much data SmartLINK collects. Such AI systems, which score or screen people, are used widely but remain largely unregulated even though some have been found to discriminate on race, gender or other protected traits. DHS said in an email that it is committed to ensuring that its use of AI is transparent and safeguards privacy and civil rights while avoiding biases. The agency said it is working to implement the Biden administration’s requirements on using AI , but Hysen said in his letter that security officials may waive those requirements for certain uses. Trump has publicly vowed to repeal Biden's AI policy when he returns to the White House in January. “DHS uses AI to assist our personnel in their work, but DHS does not use the outputs of AI systems as the sole basis for any law enforcement action or denial of benefits,” a spokesperson for DHS told the AP. Trump has not revealed how he plans to carry out his promised deportation of an estimated 11 million people living in the country illegally. Although he has proposed invoking wartime powers, as well as military involvement, the plan would face major logistical challenges — such as where to keep those who have been detained and how to find people spread across the country — that AI-powered surveillance tools could potentially address. Karoline Leavitt, a spokesperson for Trump, did not answer questions about how the incoming administration plans to use DHS’ tech, but said in a statement that “President Trump will marshal every federal and state power necessary to institute the largest deportation operation” in American history. Over 100 civil society groups sent a letter on Friday urging the Office of Management and Budget to require DHS to comply with the Biden administration’s guidelines. OMB did not immediately respond to a request for comment. Just Futures Law’s executive director, Paromita Shah, said if immigrants are scored as flight risks, they are more likely to remain in detention, "limiting their ability to prepare a defense in their case in immigration court, which is already difficult enough as it is.” SmartLINK, part of the Intensive Supervision Appearance Program, is run by BI Inc., a subsidiary of the private prison company The GEO Group. The GEO Group also contracts with ICE to run detention centers. ICE is tight-lipped about how it uses SmartLINK’s location feature to find and arrest immigrants. Still, public records show that during Trump’s first term in 2018, Manassas, Virginia-based employees of BI Inc. relayed immigrants’ GPS locations to federal authorities, who then arrested over 40 people. In a report last year to address privacy issues and concerns, DHS said that the mobile app includes security features that “prohibit access to information on the participant’s mobile device, with the exception of location data points when the app is open.” But the report notes that there remains a risk that data collected from people "may be misused for unauthorized persistent monitoring.” Such information could also be stored in other ICE and DHS databases and used for other DHS mission purposes, the report said. On investor calls earlier this month, private prison companies were clear-eyed about the opportunities ahead. The GEO Group’s executive chairman George Christopher Zoley said that he expects the incoming Trump administration to “take a much more aggressive approach regarding border security as well as interior enforcement and to request additional funding from Congress to achieve these goals.” “In GEO’s ISAP program, we can scale up from the present 182,500 participants to several hundreds of thousands, or even millions of participants,” Zoley said. That same day, the head of another private prison company told investors he would be watching closely to see how the new administration may change immigrant monitoring programs. “It’s an opportunity for multiple vendors to engage ICE about the program going forward and think about creative and innovative solutions to not only get better outcomes, but also scale up the program as necessary,” Damon Hininger, CEO of the private prison company CoreCivic Inc. said on an earnings call. GEO did not respond to requests for comment. In a statement, CoreCivic said that it has played “a valued but limited role in America’s immigration system” for both Democrats and Republicans for over 40 years.
3D Systems Reports Third Quarter 2024 Financial ResultsLARAMIE -- This year University of Wyoming Extension employees received state, regional and national honors from professional associations in their fields. These outstanding staff members were recognized at an annual UW Extension conference in Sheridan earlier this month. Chance Marshall of Fremont County received the Distinguished Service Award from the National Association of County Agricultural Agents (NACAA). This award is given to an exceptional educator who has served extension for over 10 years, created effective programming and actively worked to improve extension. Marshall joined UW Extension as a Fremont County educator in 2014. “Chance has shown impeccable leadership and exceptional programming on artificial insemination in cattle and other livestock,” said Jeremiah Vardiman, past president of the Wyoming Association of County Agricultural Agents (WACAA). Jaycie Arndt earned the Achievement Award from the NACAA, which is given to an outstanding educator who has been with the association for less than 10 years. Arndt joined extension in 2020 and currently works as coordinator of the Institute for Managing Annual Grasses Invading Natural Ecosystems (IMAGINE) and an assistant research scientist at the Sheridan Research and Extension Center. “As a newer educator in our association, she shows a very high quality of work, especially leading a statewide organization like IMAGINE,” said Vardiman. He highlights Arndt’s ability to connect with her community. 4-H educators earn state, regional, national honors Several UW Extension employees were recognized by the National Association of Extension 4-H Youth Development Professionals (NAE4-HYDP). Awards are given to NAE4-HYDP members who are leaders in their communities and create innovative youth programming. Emily Haver, Carbon County 4-H educator, received the state Excellence in Natural Resources/Environmental Education Award for revitalizing the Carbon County 4-H summer camp. She also earned the state and regional Jim Kahler Excellence in Science, Technology, Engineering and Mathematics (STEM) Awards for creating an after-school maker camp. Former Teton County 4-H educator Glenn Owings won the Achievement in Service Award, which recognizes an employee who has been a member of NAE4-HDP for 3-7 years. Laramie County 4-H educator Kristi Nagy won the Distinguished Service Award, awarded to those who have been members of NAE4-HYDP for 7-14 years. Erin Persche, who joined Weston County Extension as a 4-H educator in 2022, was named the 2024 Wyoming Association of Extension 4-H Youth Development Professionals (WAE4-HYDP) Rookie of the Year. This award recognizes an exceptional 4-H educator who has been a member of UW Extension for less than three years. Persche also received the state and regional Individual Periodical Publication Awards for the Weston County monthly 4-H newsletter. In addition, she won the state and regional Individual Social Media Package Awards for her “This Week in Weston County 4-H” weekly Facebook updates. Finally, Persche earned the state, regional and national Individual Promotional Piece Awards for a postcard that boosted re-enrollments in Weston County 4-H. Campbell County 4-H educator Makala Riley received state and regional recognition for a book club she created for 4-H volunteers. Riley also earned several accolades for her work on the Campbell County 4-H newsletter, including state and regional honors for her personal column introducing the newsletter. Riley, fellow Campbell County 4-H educator Kim Fry and Campbell County administrative assistant Treasure Boller received the state and regional Team Periodical Publication Awards for the newsletter as a whole. UW Extension’s Food, Fun, 4-H Program won the state Team Educational Package Award. This innovative program, created by UW Extension educators Kellie Chichester of Niobrara County, Joddee Jacobsen of Natrona County, Mary Louise Wood of Park County and Erin Persche of Weston County, encourages youth to cook with their families. Finally, Emily Swinyer of Sheridan County earned state and regional Individual Educational Package Awards for organizing and leading a childcare and babysitting course for older 4-H’rs . About the University of Wyoming Extension The University of Wyoming Extension serves Wyoming communities by helping residents apply university research and resources to practical problems. Since 1914, UW Extension has provided educational programs and tools to the state’s 23 counties and the Wind River Indian Reservation. From 4-H programming and pesticide safety education to food preservation and nutrition courses, Extension upholds the university’s land-grant mission by offering learning opportunities for people of all ages. UW Extension staff help Wyoming residents boost agricultural production, care for lawns and gardens, cultivate future leaders, support individual and community well-being, and develop thriving businesses. To learn more, visit www.uwyo.edu/uwe or call 307-766-5124.
The Michigan Wolverines shocked the No. 2 Ohio State Buckeyes on Saturday, upsetting their rival 13-10 at Ohio Stadium in Columbus. Although Michigan entered the game just 6-5 on the season, head coach Sherrone Moore shut down the high-powered OSU offense, thus handing the Buckeyes their second loss of the campaign. Michigan authored an 11-play, 57-yard scoring drive that took 5:28 off the clock and put the Wolverines on top with a 21-yard field goal by Dominic Zvada with 45 seconds remaining. A 27-yard run by Michigan running back Kalel Mullings was the play of the game, as it helped put the Wolverines in field goal range: The Michigan defense stiffened once again on the ensuing drive, forcing a turnover on downs to preserve the massive upset. With the win, the Wolverines have now been victorious in the historic rivalry known as "The Game" in four straight seasons, marking their longest winning streak since taking four in a row over Ohio State from 1988 to 1991. Given the struggles of the OSU offense on Saturday, head coach Ryan Day and offensive coordinator Chip Kelly were widely criticized on social media: Ohio State attempted to establish the run throughout the game to no avail, as the team rushed for just 77 yards. Quarterback Will Howard struggled in his own right, going 19-of-33 for 175 yards with one touchdown and two interceptions. Overall, the Wolverines held Ohio State to 252 total yards, and they managed to win the game despite quarterback Davis Warren going just 9-of-16 for 62 yards with no touchdowns and two interceptions. With Saturday's loss, the Buckeyes are likely out of the Big Ten Championship Game. Undefeated Oregon has already clinched a spot in the game, meaning a win by either Penn State or Indiana on Saturday will knock OSU out. While Ohio State is not guaranteed a spot in the College Football Playoff after its second loss of the season, it is somewhat difficult to envision the Buckeyes going from No. 2 in the CFP standings to outside the top 12. However, even if the Buckeyes are part of the 12-team CFP field, many expressed their belief on social media that they are a fraud incapable of challenging for a national championship: After perhaps the most embarrassing loss of the Ryan Day era, Ohio State must now sit, wait and hope that it is granted a spot in the College Football Playoff and a chance to play for the national title. Even if that does happen, the Buckeyes will face a tough road since their chance at a first-round bye is now gone. As for the Wolverines, they have struggled through a tough season after going undefeated and winning it all last season, but they got head coach Sherrone Moore his signature win on Saturday. Although Michigan won't play in a significant bowl due to a 7-5 record, beating Ohio State still made it a worthwhile season for the program, and it provides the Wolverines with a huge building block for next season.AUSTIN, Texas (AP) — Any Texas or Texas A&M player has heard the lore of the rivalry between the two schools, a grudge match that dates to 1894. But for more than a decade — two generations of college football players — that's all it has been: Ghostly memories of great games and great plays made by heroes of the distant past. That changes this week when one of college football's great rivalries is reborn. Third-ranked Texas (10-1, 6-1) and No. 20 Texas A&M (8-3, 5-2) meet Saturday night for the first time since 2011, with a berth in the Southeastern Conference championship game on the line . “Guys that have been in my position and bleed burnt orange, they have not gotten to play this game,” said Texas fourth-year junior safety Michael Taaffe, who grew up in Austin. “Remember them when you step on Kyle Field.” For Aggies fans, who have carried the misery of Texas' 27-25 win in 2011, getting the Longhorns back in front of a frenzied crowd in College Station is a chance for some serious payback. “I was born and raised an Aggie, so I’ve been dreaming about playing in this game my whole life,” Texas A&M offensive lineman Trey Zuhn III said. Zuhn played high school football in Colorado, but his parents and grandparents attended A&M. At SEC media days back in August, Zuhn said his family would turn Texas gear upside down in stores. He keeps a picture of a longhorn in his room, hanging upside down, of course. “It should be the most amazing atmosphere that I’ve ever experienced,” Zuhn said. "I can’t wait for that, and I feel bad for Texas having to play in that." Texas players said they are ready. “That place is going to be rocking,” Texas senior cornerback Jahdae Barron said. “It's good to go on the road and play in hostile environments.” The Longhorns have overcome big and loud road crowds before. They won at Alabama in 2023. They won at Michigan and Arkansas, another old rival, this year. The Longhorns have won 10 in a row on an opponent’s home field. “When the hate is on us, we love it. We enjoy it,” Taaffe said. But some former Texas players say the current group has faced nothing like what awaits them in College Station. Playing at Texas A&M is more than just noise and a lot of “Horns down” hand signals. The “Aggie War Hymn” fight song calls for Aggies to “Saw varsity’s horns off." Beating Texas is their passion, said former Longhorns All-American offensive lineman Dan Neil, who won at Texas A&M in in 1995. He calls that win one of the best of his career. “I was done showering and getting ready to leave, and their fans were still standing outside the locker room screaming and throwing things,” he said. “The (Texas) players have no idea what they are walking into. They have no clue. No one on that team has walked into that stadium in burnt orange.” The rivalry broke up when Texas A&M left the Big 12 for the SEC in 2012. The Aggies have twice finished tied for second but have otherwise found little success there. Texas is in its first year in the SEC and has smashed its way to the top. Texas is the only SEC team with one loss this late in the season, which would make beating Texas that much sweeter for A&M. “The hype is definitely saying it's a rivalry. History says it's a rivalry, but for us, it's the football game we have this week,” Texas senior center Jake Majors said. “It's important for us to not let the environment, the game, get the best of us. ... I get to go out there and play not only for me and my team, but for the guys who came before me, so that's a true honor to have.” Even though the game hasn't been played since 2011, there has always been an element of the rivalry simmering under the surface, Texas A&M coach Mike Elko said. Elko is in his first year as the Aggies' coach, but he was the Texas A&M defensive coordinator under Jimbo Fisher from 2018-2021. “Even though it hasn’t been played, it just doesn’t feel like it’s ever really left the fabric. I really don’t think it’s as removed from the psyche as maybe it feels,” Elko said. “I think our kids are very much aware of what this is all about.” Rieken reported from College Station, Texas. Get poll alerts and updates on the AP Top 25 throughout the season. 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‘It’s the best feeling as a footballer, to play in these games’ – Dylan Watts is enjoying European expectationsNOT FOR DISTRIBUTION, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES, CANADA, AUSTRALIA OR JAPAN. THIS PRESS RELEASE IS AN ADVERTISEMENT AND NOT A PROSPECTUS WITHIN THE MEANING OF REGULATION (EU) 2017/1129 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL OF JUNE 14, 2017 Press Release Update on the rights issue following the receipt of a non-binding offer from the French State to acquire the Advanced Computing activities Paris, France – November 25, 2024 – Following the receipt of a non-binding offer from the French State regarding the acquisition of Advanced Computing business 1 , Atos SE (Euronext Paris: ATO) (the " Company " or " Atos ") announces today the approval by the French Autorité des marchés financiers (the “ AMF ”) of the supplement under number 24-501 dated 25 November 2024 (the “ Supplement ”) which supplements and should be read in conjunction with the prospectus approved by the AMF on 7 November 2024, under number 24-474 (the “ Prospectus ”) in connection with the rights issue of a gross amount of EUR 233,332,768.4985, including issue premium launched on 8 November 2024 (the “ Rights Issue ”). Impact on the Timetable: Extension of the Subscription Period and Right of Withdrawal Pursuant to Article 23 of the Prospectus Regulation (EU) 2017/1129, investors who have already agreed to subscribe to new shares (the “ New Shares ”) prior to the publication of the Supplement shall have the right to withdraw their acceptance within two working days after the publication of the Supplement. As a result, the withdrawal period will be open on 26 and 27 November 2024. Investors who wish to exercise their right of withdrawal must contact their financial intermediary with whom they have placed their subscription order for intermediary registered or bearer shareholders and Societe Generale Securities Services for direct registered shareholders. This withdrawal period will result in the postponement of the end of the subscription period to 27 November 2024 (initially scheduled for 25 November 2024). The changes to the timetable are set out in the Supplement and the new indicative timetable is as follows: Settlement and Delivery According to the indicative timetable the settlement-delivery of the New Shares and their admission to trading on Euronext Paris are expected to take place on 10 December 2024.The New Shares will carry all rights attached from the date of issue and will be entitled to all distributions decided by the Company from that date. They will be immediately assimilated with existing shares of the Company already traded on Euronext Paris and will be tradable, as from this date, on the same trading line under the same ISIN code FR0000051732. Barclays Bank Ireland PLC is acting as Global Coordinator and Joint Bookrunner (the “ Global Coordinator and Joint Bookrunner ”) and Deutsche Bank AG and ING Bank N.V. are acting as Joint Bookrunners (“ Joint Bookrunners ”) in respect of the Rights Issue. Rothschild & Co and Perella Weinberg Partners act as financial advisors to the Company, Darrois Villey Maillot Brochier as legal advisor to the Company and Linklaters as legal advisor to the Global Coordinator and the Joint Bookrunners. Availability of the Prospectus The Prospectus approved by the AMF under number 24-474 on 7 November 2024, consisting of (i) Atos’ 2023 universal registration document filed with the AMF on May 24, 2024 under number D.24-0429, (ii) the amendment to the 2023 universal registration document filed with the AMF on 7 November 2024 under number D.24-0429-A01 (the “ Amendment ”) and (iii) a securities note (including the summary of the Prospectus) dated November 7, 2024 (the “ Securities Note ”) and that the Supplement to the Prospectus approved by the AMF under number 24-501 dated 25 November 2024 are available on the websites of Atos ( www.atos.net ) as well as on the website of the AMF (www.amf-france.org). Copies of the Prospectus and the Supplement are available free of charge at Atos' registered office (River Ouest – 80 Quai Voltaire – 95870 Bezons). Risk Factors Investors’ attention is drawn to the risk relating to Atos described in paragraph 7.2 “ Risk Factors ” of the 2023 Atos Universal Registration Document, as updated by Chapter 2 “ Risk Factors ” of the Amendment and Chapter 1.2 of the Supplement, the risk factors relating to the Rights Issue or the New Shares mentioned in section 2 “ Risk Factors ” of the Securities Note, as updated by Chapter 3.1 of the Supplement, before making any investment decision. *** Disclaimer This document must not be published, released or distributed, directly or indirectly, in the United States, Canada, Japan or Australia. This press release and the information contained herein do not constitute an offer to sell nor a solicitation of an offer to buy, nor shall there be any sale of ordinary shares in any State or jurisdiction in which such an offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. The distribution of this press release may, in certain jurisdictions, be restricted by local legislations. Persons into whose possession this press release comes are required to inform themselves about and to observe any such potential local restrictions. This press release is an advertisement and not a prospectus within the meaning of Regulation (EU) 2017/1129 of the European Parliament and of the Council of 14 June 2017, as amended (the “Prospectus Regulation”). Potential investors are advised to read the Prospectus before making an investment decision in order to fully understand the potential risks and rewards associated with the decision to invest in the securities. The approval of the prospectus by the AMF should not be understood as an endorsement of the securities offered or admitted to trading on a regulated market. With respect to each Member State of the European Economic Area (other than France) and the United Kingdom (a “Relevant State”), no action has been undertaken or will be undertaken to make an offer to the public of securities requiring the publication of a prospectus in any Relevant State. As a result, the securities may and will be offered in any Relevant State only (i) to qualified investors within the meaning of the Prospectus Regulation, for any investor in a Member State of the European Economic Area, or Regulation (EU) 2017/1129 as part of national law under the European Union (Withdrawal) Act 2018 (the “UK Prospectus Regulation”), for any investor in the United Kingdom, (ii) to fewer than 150 individuals or legal entities (other than qualified investors as defined in the Prospectus Regulation or the UK Prospectus Regulation, as the case may be), or (iii) in accordance with the exemptions set forth in Article 1 (4) of the Prospectus Regulation or under any other circumstances which do not require the publication by Atos of a prospectus pursuant to Article 3 of the Prospectus Regulation, of the UK Prospectus Regulation and/or to applicable regulations of that Relevant State. The distribution of this press release has not been made, and has not been approved, by an “authorised person” within the meaning of Article 21(1) of the Financial Services and Markets Act 2000. As a consequence, this press release is only being distributed to, and is only directed at, persons in the United Kingdom that (i) are “investment professionals” falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (as amended, the “Order”), (ii) are persons falling within Article 49(2)(a) to (d) (“high net worth companies, unincorporated associations, etc.”) of the Order, or (iii) are persons to whom an invitation or inducement to engage in investment activity (within the meaning of Article 21 of the Financial Services and Markets Act 2000) in connection with the issue or sale of any securities may otherwise lawfully be communicated or caused to be communicated (all such persons together being referred to as “Relevant Persons”). Any investment or investment activity to which this press release relates is available only to Relevant Persons and will be engaged in only with Relevant Persons. Any person who is not a Relevant Person should not act or rely on this press release or any of its contents. This press release is not an offer of securities for sale nor the solicitation of an offer to purchase securities in the United States or any other jurisdiction in which such offer or solicitation is not authorised or to any person to whom it is unlawful to make such offer or solicitation. The securities referred to herein have not been and will not be registered under the US Securities Act of 1933, as amended (the “Securities Act”) and may not be offered or sold in the United States absent registration under or pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act. Atos does not intend to register any portion of the planned offer in the United States or to conduct a public offering of securities in the United States. Forward-looking information This press release contains “forward-looking statements”, including statements regarding the future prospects and development of the Atos Group. All statements other than statements of historical data included in this press release, including, without limitation, statements regarding Atos' financial condition, business strategy, plans and objectives of management for future operations, are forward-looking statements. These forward-looking statements can be identified by the use of the future or conditional tense, or forward-looking terminology such as “consider”, “envisage”, “think”, “aim”, “expect”, “intend”, “should”, “aim”, “estimate”, “believe”, “wish”, “may” or, where appropriate, the negative of these terms, or any other similar variants or expressions. This information is not historical data and should not be construed as a guarantee that the facts and data stated will occur. These forward-looking statements are based on data, assumptions and estimates considered reasonable by Atos. These forward-looking statements are based on data, assumptions and estimates considered reasonable by Atos. They may change or be modified as a result of uncertainties linked in particular to the economic, financial, competitive and regulatory environment. In addition, the materialization of certain risks described in section 7.2 “Risk factors” of Atos' 2023 universal registration document, as updated by chapter 2 “Risk factors” of the amendment to Atos' 2023 universal registration document and in section 2 “Risk factors” of the securities note, is likely to have a material adverse effect on Atos' business, financial condition and results and its ability to achieve its objectives. All forward-looking statements included in this press release speak only as of the date of this press release. Except as required by applicable law or regulation, Atos undertakes no obligation to publicly update any forward-looking statement contained in this press release to reflect any change in Atos' objectives or in the events, conditions or circumstances on which any forward-looking statement is based, and disclaims any intention or obligation to update any forward-looking statement, whether as a result of new information, future events or otherwise. Atos' past performance should not be taken as a guide to future performance. About Atos Atos is a global leader in digital transformation with circa 82,000 employees and annual revenue of circa €10 billion. European number one in cybersecurity, cloud and high-performance computing, the Group provides tailored end-to-end solutions for all industries in 69 countries. A pioneer in decarbonization services and products, Atos is committed to a secure and decarbonized digital for its clients. Atos is a SE ( Societas Europaea ) and listed on Euronext Paris. The purpose of Atos is to help design the future of the information space. Its expertise and services support the development of knowledge, education and research in a multicultural approach and contribute to the development of scientific and technological excellence. Across the world, the Group enables its customers and employees, and members of societies at large to live, work and develop sustainably, in a safe and secure information space. Contacts Investor relations: David Pierre-Kahn | investors@atos.net | +33 6 28 51 45 96 Sofiane El Amri | investors@atos.net | +33 6 29 34 85 67 Individual shareholders: 0805 65 00 75 Press contact: globalprteam@atos.net 1 See the press release published by the Company on 25 November 2024. Attachment PR- Atos announces publication of a Supplement to Prospectus
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Frp holdings director Stein sells $160,000 in stockRaiders designate Aidan O'Connell to return from IRTrump has pressed for voting changes. GOP majorities in Congress will try to make that happen ATLANTA (AP) — Republicans in Congress plan to move quickly in their effort to overhaul the nation’s voting procedures, seeing an opportunity with control of the White House and both chambers of Congress. They want to push through long-sought changes such as voter ID and proof-of-citizenship requirements. They say the measures are needed to restore public confidence in elections. That's after an erosion of trust that Democrats note has been fueled by false claims from Donald Trump and his allies of widespread fraud in the 2020 election. Democrats say they are willing to work with the GOP but want any changes to make it easier, not harder, to vote. Americans are exhausted by political news. 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Israel strikes Houthi rebels in Yemen's capital while the WHO chief says he was meters away JERUSALEM (AP) — A new round of Israeli airstrikes in Yemen have targeted the Houthi rebel-held capital of Sanaa and multiple ports. The World Health Organization’s director-general said the bombardment on Thursday took place just “meters away” as he was about to board a flight in Sanaa. He says a crew member was hurt. The strikes followed several days of Houthi attacks and launches setting off sirens in Israel. Israel's military says it attacked infrastructure used by the Houthis at the international airport in Sanaa, power stations and ports. The Israeli military didn't immediate respond to questions about the WHO chief's statement. The US says it pushed retraction of a famine warning for north Gaza. Aid groups express concern. WASHINGTON (AP) — U.S. officials say they asked for — and got — the retraction of an independent monitor's warning of imminent famine in north Gaza. 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It marked the first significant estimate by Ukraine of North Korean casualties several weeks after Kyiv announced that North Korea had sent 10,000 to 12,000 troops to Russia to help it in the almost 3-year war. How the stock market defied expectations again this year, by the numbers NEW YORK (AP) — What a wonderful year 2024 has been for investors. U.S. stocks ripped higher and carried the S&P 500 to records as the economy kept growing and the Federal Reserve began cutting interest rates. The benchmark index posted its first back-to-back annual gains of more than 20% since 1998. The year featured many familiar winners, such as Big Tech, which got even bigger as their stock prices kept growing. But it wasn’t just Apple, Nvidia and the like. Bitcoin and gold surged and “Roaring Kitty” reappeared to briefly reignite the meme stock craze. Holiday shoppers increased spending by 3.8% despite higher prices New data shows holiday sales rose this year even as Americans wrestled with still high prices in many grocery necessities and other financial worries. According to Mastercard SpendingPulse, holiday sales from the beginning of November through Christmas Eve climbed 3.8%, a faster pace than the 3.1% increase from a year earlier. The measure tracks all kinds of payments including cash and debit cards. This year, retailers were even more under the gun to get shoppers in to buy early and in bulk since there were five fewer days between Thanksgiving and Christmas. Mastercard SpendingPulse says the last five days of the season accounted for 10% of the spending. Sales of clothing, electronics and Jewelry rose. 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